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To apply Scripture is to use Scripture to meet a human need, to answer a human question, to make a human decision. Questions about the text of Scripture, translations, interpretation, ethics, Christian growth—all these are fair game for theology. To show (by word or deed) how Scripture resolves all these kinds of questions is to apply it. So I offer my definition of theology: theology is the application of Scripture, by persons, to every area of life. Why, then, do we need theology in addition to Scripture? The only answer, I believe, is “because we need to apply Scripture to life.”
-John Frame, Systematic Theology